IMPACT OVER INCOME
Business | Real Estate | Life
Lets Work Together!
What I'm Buying
Fix & Flips
Location:
- Withing 20 Mile Radius of Salem, OR
Cities:
- Salem, Keizer, Dallas, Independence, Monmouth, Woodburn
Must Haves:
- Single-family homes
- 3+ Bedroom, 2+ bathrooms preferred
- Built after 1970
- 1,500+ Sq Ft
- No major foundation issues
- No fire damage
- No major structural issues
- No flood zones
- No HOAs
- No Luxury Properties
- No Rural Properties
Cash Purchase:
- Purchase Price:
$150K - $300K (below market value)
- After Repair Value (ARV):
$250K - $500K
Creative Purchase:
- Up to $750k
- Less than 15% Entry
- 0-4% Interest Rate
- 7-10 Year Balloon
Businesses
Location:
- Various
Must Haves:
- Minimum 5 years old
- Minimum $100,000 of seller discretionary earnings
Preferences:
- Open to seller financing
- Off-market or motivated sellers
Price Range:
- Up to $1,500,000
- Home Services:
Cleaning, Pest Control, Plumbing, Landscaping, Appliance Repair, etc.
- Professional Services
Bookkeeping, Property Management, Consulting, etc.
- Laundromats
- Car Washes
- Self-Storage
Minimum 20,000 net rentable square feet
Lending
Project Types Funded:
- Fix & Flips
- Small Multifamily (2-4 units)
Loan Structure:
- Less than 12 months
- 1st and 2nd lien positions
Closing Timeframe:
- Needs to be more than 72 hrs
Where We Lend:
- It's on a case-by-case basis
Rates:
- Terms usually range from 12-15% interest for 6-12 months, depending on deal risk.
We can also help with:
- EMD funds
- Double Close
- Stack / Seller Carry [Morby Method]
MEET AARON GARCIA
Hey, Aaron Garcia here. I’m a Navy veteran, husband to an extraordinary wife, dad to three amazing kids, and proud grandpa to a small army of grandkids. I'm also a business owner and active real estate investor.
I’m all about solving real problems, building real systems, and creating real momentum—whether that's funding deals, structuring creative acquisitions, or stepping in to help business owners get unstuck and reach their next level.
No fluff, just clarity and action.
Owners Club
SubTo
Business Owner
Email: [email protected]